Mastercard and Vanilla Prepaid Casinos Canada

Mastercard and Vanilla Prepaid At A Glance

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MasterCard is one of the largest payment networks in the world, coming in behind Visa, and it’s been around since 1966. This reputable payment network operates under a wide range of brands such as Cirrus, Maestro, Mondex, and MasterPass.

In this guide, we’ll be discussing MasterCard, and why it’s one of the most sought-after payment methods at Canadian online casinos that accept MasterCard. It’s also incredibly challenging to find online payment methods that allow you to make safe transactions at an affordable price, and we’re looking to see if MasterCard meets the criteria that we’re looking for.

It is often considered sound advice to avoid using credit for online gambling. It is fortunate that all the casinos we list here will also accept Vanilla Prepaid credit cards so you can budget yourself properly during your online gambling sessions.

MasterCard and Vanilla Prepaid Online Casinos

There are plenty of MasterCard casinos that are available; however, you’ll need to find the one that meets your criteria as a player and one that operates within the confines of the law. If you manage to execute that correctly, you’ll have an extremely good experience while playing at your favorite online casino.

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What to look for in a Mastercard Casino

BMO Mastercard

Safety, Security, Trust and Reliability

There are a quite a few aspects of online gambling that need to be considered before signing up with an online casino accepts Mastercard. The factors we’re going to discuss will determine what your overall experience at the casino will be like, and if any of these factors are ignored, you’re going to have a negative gambling experience.


All online casinos that operate in Canada or anywhere in the world must be operating under a license that was issued by a legitimate licensing authority. The most familiar licensing authorities that are found at the majority of reputable Canadian online casinos include the Malta Gaming Authority, the Kahnawake Gaming Commission, the Curacao Gaming Control Board, and the UK Gambling Commission.

The authorities mentioned are solely responsible for keeping specific standards intact especially regarding how the online casino operates and how it’s regulated, and whether the casino is handling players honestly and supporting what is stated within the terms and conditions that it has on its site. An unlicensed online casino is best left avoided as there’s nothing that anyone or any organization can do to prevent it from disappearing with the money that you’ve deposited, and not paying your earnings.


Auditing is a third-party act implemented by organizations that specialize in ensuring that the casino games that are offered by the casinos we play at are fair and that the visitors are betting in a completely safe setting. These establishments such as eCOGRA and iTech Labs are employed by online casinos and once they pass the audit, it will receive a certificate of legitimacy from the auditing association.

It’s always a great idea to be on the lookout for the certificate, and it’s usually at the bottom of the casino lobby, and it states that the online casino has completed the audit and that the results produced are satisfactory, this is an excellent way to find out whether the casino is just.

Game Selection

The game portfolio that’s provided by the online casino is a vital factor as this will determine what you’ll be able to play. This is also how you’ll be trying to win your money, so it’s important to have a positive experience while you’re putting your hard-earned cash on the line. The online casino that you choose should have an above-average selection of games that’s accessible in a diversity of classes such as slots, table games such as baccarat, blackjack, roulette, poker, and a range of miscellaneous titles.

A casino that has a live casino is also a great addition as it will provide you with a necessary change of pass, should you find traditional gaming to become a bit “stale”. This is an important feature that shouldn’t be overlooked, especially as there’s generally a lot of money up to be won.

Customer Support

Possibly one of the most overlooked factors is customer support, and this is just as important, if not the most important feature when compared to the aforementioned factors. This due to it being the only line of contact between yourself and the online casino that you’ve joined. Most reputable online casinos have at least two methods of contact and this is a live chat feature that’s integrated into the casino site, and an email form that allows you to explain the issues that you’re experiencing in finer detail.

There are also a handful of online casinos that will provide you with a toll-free telephone number and this is always incredibly convenient, especially if you’re undergoing critical problems that need urgent care.

How to use Mastercard and Vanilla Prepaid to Deposit at an Online Casino

Depositing cash into your online casino account with MasterCard is quite easy and relatively straightforward; just follow the steps that are listed below.

  • Head to the cashier/banking section of your chosen casino and select MasterCard as your deposit option.
  • Fill in the necessary account information and personal data. (This will only need to be done once.)
  • Enter the amount that you’d wish to deposit.
  • Wait for the notification that states that your deposit has been successful.

How to Make a Withdrawal with Mastercard

Withdrawing cash is pretty much the same process, whereas instead of selecting deposit at the cashier, you’ll select withdrawal. However, there are issues with the withdrawal system as the bank that you’re using might block the withdrawal from being possible.

Mastercard Fees

Mastercard doesn’t charge anything for using it; however, the costs will come from the bank that you’re using. So, be sure to find out everything that you need to know about the cost before signing up with a bank and encounter some nasty surprises after being charged an arm and a leg for casino withdrawals. Always expect some form of fee to be paid for withdrawals, perhaps a small percentage of the total amount, either way it’s best to always be prepared for it

What is MasterCard?

MasterCard is a payment facilitator that allows you to make payments and withdrawals from a variety of online casinos. Online casino MasterCard acceptance has grown exponentially over the last few years and it’s proven to be an incredibly reliable method regarding MasterCard online gambling.

Just like Visa, MasterCard doesn’t issue any cards, extend credit, receive or determine revenue from interest rates, or any other fees. 

MasterCard Credit

MasterCard credit cards are available at all major Canadian banks and come in 3 types, Standard, World, and World Elite. Like any other credit card, you can use this one to make purchases at retail or online platforms, and it can be used at online casinos to top up your account. However, you will need to pay back the funds that you used along with interest, as that’s how credit cards work.

MasterCard credit looks like any other credit card, as it has the name of the account holder and the card number embossed on the front, with the CVC security 3-digit number on the back of the card.

Prepaid Vanilla Visa Card

MasterCard Vanilla Prepaid

MasterCard prepaid is the only card that isn’t linked to a bank account, instead, it’s more of a voucher that has a set amount of cash allocated to it, and the person who buys it can use this card to make small purchases or top up their online casino account.

MasterCard has 3 types of a prepaid card, the Everyday Prepaid Card, the Prepaid Gift Card, and the Prepaid Travel Card. All of them have their own set of perks, but one thing that you should always remember is that prepaid cards are a lot like cash.

MasterCard Debit

MasterCard debit cards are also issued by banks after opening an account and the list of these financial institutions can easily be found on the company website. Debit cards are directly linked to your checking or savings account and this allows you to withdraw funds from an ATM or make purchases at a land-based retailer or an online merchant.

Debit cards are usually used to top up online casino accounts due to how easy it is and the fact that anyone can do it makes it an incredibly straightforward banking method.

About Mastercard

Master Charge original credit card from Interrbank Mastercard


Established in 1966, as Interbank Master Charge Card, and then reestablished as MasterCard in 1979, Mastercard has been around for decades and has cemented itself as one of the best financial services in the world. While it has undergone a lot of rebranding and redesign, Mastercard has been a publicly-traded company since 2006, and has a variety of brands that operate under it such as Maestro, Vanilla in Canada, (debit and prepaid cards), Cirrus (ATMs), and Mondex (Electronic Cash System).

Image credit: Smithsonian

How it Works

Mastercard works just like any other payment facilitator, and the account holder or owner of the prepaid card uses it to make purchases at an authorized MasterCard merchant. Once the transaction that has been requested has been authorized by the bank, you’ll then have the amount deducted from the relevant account or card. 

Mastercard Security

Mastercard has an incredible amount of confidence in its security, so much so that it has a Zero Liability Protection system in effect. This means that if any debit or credit cards are stolen, the account holder is completely covered from all unauthorized purchases. This makes it slightly more appealing than Visa or other payment facilitators such as American Express.

Security is an incredibly important aspect of online casinos and the transactions that need to be done to ensure that players are safe from fraudsters and cybercriminals. There are a few rumors that state that the security that’s implemented by MasterCard isn’t as good as we think it is, but we have no reason to believe that this is true.

Advantages of Using Mastercard

Mastercard has a variety of advantages such as the following that we have listed below.

  • Gambling is incredibly safe with Mastercard due to its security measure that is in effect, such as the fingerprint sensor that’s on the credit cards that it issues.
  • You can use your MasterCard credit card to top up your online casino account with large sums of cash, and you can pay it back at a later stage.
  • You’ll only need to enter your account details once and your account details will be stored on the online casino.

Disadvantages of Using Mastercard

Like any payment method available, Mastercard has a few disadvantages, take a look at what we’ve listed below.

  • The fact that you’re allowed to use your credit card to top up your account is bad news if you have unhealthy gambling habits, as you’ll likely spiral into debt.
  • Potential withdrawal issues due to it being blocked by the bank.

The disadvantages don’t seem to be that big of an issue at the moment, but we’ll likely provide an update if anything new comes to life. However, this will be unlikely, especially considering how long Mastercard has been around.

How to get a Mastercard

Before you can get a Mastercard, you need to find out which banks are partnered with the financial providers. This can easily be found on the Mastercard website. When you get to the bank, be prepared to provide them with the following information, proof of identity, date of birth, full name, residential address, and email address.

Once you’ve done this, the bank will issue with a MasterCard that you’ll be able to use immediately. And that’s how easy it is to get one, this process can also be done online, but you’ll need to wait for the card to be shipped to you.

Our Verdict

When it comes to our verdict, there’s usually very little left to say regarding a particular casino banking method. However, some of them are great to use, especially if they have additional features such as prepaid cards and e-wallet services which need to be released to the Canadian market, as there’s no such thing as too many e-wallets.

Mastercard also provides players with a heightened sense of security, especially when we consider the Zero Liability Protection policy that it’s implemented. That shows how confident they are in their product and how far they’re willing to go. Overall, we’d recommend Mastercard and Vanilla Prepaid to anyone looking for a payment method that rivals Visa Casinos.