Credit Card Casinos in Canada

Credit cards have become incredibly popular banking method for online casino over the last few decades due to how convenient they are and how easy it is to get one. These days there are a variety of credit card “brands” that are available, but in this guide, we’ll be discussing credit cards as they relate to real money online casinos.

We’ll be discussing what they are, where they come from, how they work, how to use them, and many more factors.

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What to look for in a Credit Card Casino

When it comes down to choosing a credit card casino, there are plenty of features that you’ll need to take into account. Not only do you have to conduct thorough research, but it’s your responsibility as a player to ensure that you conduct it effectively.

There are a variety of credit card casinos distributed across the internet, but this doesn’t mean that all of them are legitimate, especially when you take into account factors such as licensing, consistent auditing, the game portfolio, and reliable customer support.

Below we’ll be debating each of the above-mentioned features and why they’re vital to your casino experience, especially as a credit card user.


Perhaps one of the most important parts concerning the validity of a credit card casino, all online casinos, need to run under the jurisdiction of a license that’s been granted by a legitimate licensing authority.

There are a few licensing authorities that you’d want to look out for in Canada, namely the Kahnawake Gaming Commission, the Curacao Gaming Control Board, the Malta Gaming Authority, and the UK Gambling Commission.

These authorities have specific standards that have been implemented to ensure that casino players are being exposed to adequate gameplay and that the sites aren’t operating unlawfully or masquerading as facades for unlawful actions. It’s easy to find the name of the licensing jurisdiction, as it’s always at the bottom of the lobby of the online casino.

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Auditing and casino licensing work together, with the auditing being an important feature concerning the validity of an online credit card casino. These third-party auditing or testing agencies are accountable for guaranteeing that the best credit card casinos online can be deemed as reliable.

These testing agencies are typically hired by online casinos and once the audit has been completed the name of the said organization will be displayed at the bottom of the online casino lobby in the form of a badge of authenticity.

The most reputable testing agencies include the likes of eCOGRA, RSM International, iTech Labs, Gaming Associates, Price Warehouse Coopers, and many more.

Game Selection

An important aspect of online gambling, game selection as credit card casinos that don’t provide you with acceptable diversities regarding the game catalogue won’t be pleasant ones.

There are a variety of factors to pay attention to when selecting an online casino that accepts credit cards. The game portfolio that’s presented should have a range of categories with titles such as slots and table games such as blackjack, baccarat, poker, and roulette.

Live casino games are just as important especially due to the popularity that they bring. The live casino should feature all of your favorite table games, such as the aforementioned. Furthermore, the casino that you’ve chosen should also have a variety of assorted titles to keep things interesting.

Customer Support

Arguably one of the most ignored features concerning your experience at online credit card casinos. customer support is an important feature as it’s your only line of contact with the casino if you run into a problem.

The best credit card gambling casinos will have at least 2 means of communication, namely a built-in live chat feature and an email function.

There are also plenty of online casinos that provide its players with a toll-free telephone service which will come in handy if it’s an urgent issue.

Credit Card Casinos explained

Before you can think about online slots credit card or online casino free credit, you need to find an online casino that accepts credit cards as a payment method. While every other online casino in Canada lists credit cards as a payment and withdrawal method, few of them list which type of credit cards are accepted.

Credit Cards Guide – What is a Credit Card?

A credit card is essentially a payment card that’s issued by a financial institution that allows you to procure goods with the “promise” that you’ll pay back the financial institution along with the interest that’s generated with each purchase. Credit cards are almost identical to debit cards but are completely different, and you need to have a good credit record to acquire one.

Origin Of Credit Cards

In 1958, the first credit card system was established by the Bank of America with the BankAmericard, and this was the first mass-used card in the USA. However, using a credit card was extremely complicated as the merchant would have to contact the bank and the bank would have to manually check the current credit rate of the customer.

However, the rise of companies such as American Express, Visa, and MasterCard has ensured that their systems are automated and that they’re easy to use. Since then, credit cards have become extremely popular and are one of the more preferred payment methods for those that are short on cash.

How it Works

For a credit card to work there has to be an agreement with the financial institution and the merchant. A merchant will display the logo of the credit card provider as a sign that it accepts credit cards as an appropriate means of payment, and this applies to online casinos as well. Once the credit card user makes the purchase, they automatically take on debt that will either need to be paid as a whole amount or in instalments.

There’s also the interest that’s added to unpaid balances as time progresses, hence, there are often users that amass large amounts of debt due to unpaid credit card payments.

Credit Card Security

There are two factors you’ll need to consider as a credit card user when it comes to the security of using the card. The physical safety of the plastic card and the privacy of your credit card number. As long as the aforementioned are kept safe, you should experience no safety issues when it comes to using your credit card in casino.

Advantages of Using Credit Card

Online casino credit card use has a range of benefits such as the ability to make large withdrawals and deposits. Even though this card cannot be used to make deposits to online gaming companies in some cases, the fact that you’re able to use it with no complicated paperwork with decent spending control makes it a great payment method.

Disadvantages of Using Credit Card

However, with every payment method, there are a set of disadvantages that come along with using credit cards. The biggest disadvantage of playing at an online casino credit card is the huge fees that are charged by online casinos and banks as commission. This also comes with large interest rates depending on the financial institution that issued the card.

Another factor to consider is that some online casinos aren’t specific regarding the type of credit cards that are supported. So, to avoid disappointment, be sure to find out if the card you’re using is among that’s supported.

How to acquire a Credit Card

Acquiring a credit card isn’t as difficult as what some people make it out to be, but some banks require you to have a good credit score to be considered for one. Because you’ll be using it to play online slots with credit card, you’ll want a credit card that features low-interest rates.

The credit card will have to be procured via your banking institution and the determining factors will be your current credit score and your salary, as you’ll need to be deemed reliable before you’re approved by the bank.

How to Make a Deposit with a Credit Card

Depositing with your online casino credit card is quite simple as there are a few easy steps to follow below; however, you need to ensure that the site accepts credit cards as one of its casino payment methods.

And that’s how easy it is to make casino payments with a credit card, but don’t forget that you must deposit via payment to card.

How to Make a Withdrawal with a Credit Card

Withdrawals are just as simple as the procedure is the opposite as what you’d do with a deposit. However, withdrawals will take up to 3 business days to complete and there are charges that you’ll need to take into account when using a casino credit card.

It should also be noted that brands such as MasterCard and Diner’s Club can’t be used to make a withdrawal from an online casino. Hence your best bet will be to stick with Visa.

Credit Card Fees

Depending on the type of credit card you’ve chosen to use the fees will vary, as there are various credit card “brands” that have their set of fees in place. You’ll need to enquire with your credit card provider about the fees and the interest rates that will be accrued when using a credit card at an online casino.

Our Verdict

Credit cards present a set of advantages and disadvantages that could either make or break whether you decide to use them. However, there’s no doubt that they present a convenience factor, unlike any other casino banking method, especially if you’re always keen on gambling with large sums of cash.

However, this could also encourage some users to develop unhealthy gambling habits if they’re left unchecked. Ultimately, they’re a great choice if you’re unable to take advantage of alternative payment methods such as e-wallets or prepaid cards. Furthermore, the fees and the interest rates are factors that you’ll need to consider, especially if you’re on a tight budget.

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